TL;DR (generated · confidence: high)

The Portland Housing Bureau's Homeowner Access and Retention Programs support low-to-moderate-income homeownership and housing stability through a 12-person team and eight nonprofit partners (four culturally specific). The 2026-27 budget is $14.56M, primarily funding external services ($12.78M). Services include pre-purchase education, down payment assistance, home repairs, foreclosure prevention, and lead remediation. Recent awards include a $7.75M HUD Lead Hazard Reduction Grant, $750K Oregon Health Authority Healthy Homes grant, and $540K Veterans funding.

Key points (each cites a PDF page):

2026-27 budget: $14,556,877 in revenue and $14,555,676 in expenses, up 6.6% from 2025-26 revised budget of $13,649,519 (p. 346 ↗)
External Materials and Services dominate at $12,776,438 (88% of expenses); Personnel costs are $1,768,501 (p. 346 ↗)
Revenue sources: General Fund ($2,995,115), TIF Reimbursement ($2,804,365), Community Development Block Grant ($2,490,321), Grants Fund ($2,647,076), Housing Investment Fund ($1,710,000) (p. 346 ↗)
Neighborhood Housing Preservation team comprises 12 full-time employees delivering services in partnership with eight nonprofit subrecipient providers (p. 347 ↗)
Services: pre-purchase education, down payment assistance, home repair grants/loans, foreclosure prevention, lead remediation, healthy homes, carbon monoxide prevention, and estate planning (p. 347 ↗)
HUD awarded four-year $7,750,000 Lead Hazard Reduction Grant beginning in 2025 (p. 348 ↗)
Oregon Health Authority provided $750,000 Healthy Homes grant; Oregon Housing and Community Services awarded $540,000 Veterans Restore funding in 2026 (p. 348 ↗)

Amounts: $14,556,877 · $14,555,676 · $13,649,519 · $12,776,438 · $2,995,115 · $2,804,365 · $2,490,321 · $2,647,076 · Dates/FTE: 12 FTE · Programs: Homeowner Access and Retention · Homeowner Stabilization Programs · Neighborhood Housing Preservation · Pre-purchase homebuyer education and counseling · Down payment assistance programs · Home repair grants and loans · Parties: Portland Housing Bureau · City of Portland · HUD · Oregon Health Authority

Homeowner Access and Retention

Source: PDF pp. 346-348 ↗ · raw: 346 · 347 · 348

Breadcrumb: Service Area Summaries > Community & Economic Development > Portland Housing Bureau > Homeowner Access and Retention

City of Portland Fiscal Year 2026-27 Proposed Budget Community & Economic Development > Portland Housing Bureau > Homeowner Access and Retention Homeowner Access and Retention Budget Revenues by Fund 2023-24 Actuals 2024-25 Actuals 2025-26 Revised Budget 2026-27 Proposed External Revenues $0 $4,198,633 $11,355,072 $9,651,762 Community Development Block $0 $2,124,430 $2,392,110 $2,490,321 Grant Fund Grants Fund $0 $1,648,329 $2,888,601 $2,647,076 Housing Investment $0 $232,390 $1,700,000 $1,710,000 Fund Inclusionary Housing $0 $250 $0 $0 Fund PDX Clean Energy Community Benefits $0 $0 $500,000 $0 Fund Tax Increment Financing $0 $193,234 $3,874,361 $2,804,365 Reimbursement Fund Internal Revenues $0 $0 $2,294,447 $4,905,115 General Fund $0 $0 $2,020,421 $2,995,115 Housing Investment $0 $0 $274,026 $0 Fund Tax Increment Financing $0 $0 $0 $1,910,000 Reimbursement Fund Grand Total $0 $4,198,633 $13,649,519 $14,556,877 Program Expenses by Major Object Program expenses only include personnel, internal materials and services, external materials and services, and capital. 2023-24 Actuals 2024-25 Actuals 2025-26 Revised Budget 2026-27 Proposed External Materials and $0 $8,428,645 $11,590,252 $12,776,438 Services Internal Materials and $0 $53,475 $65,000 $10,737 Services 346

City of Portland Fiscal Year 2026-27 Proposed Budget 2023-24 Actuals 2024-25 Actuals 2025-26 Revised Budget 2026-27 Proposed Personnel $0 $1,481,447 $2,018,433 $1,768,501 Grand Total $0 $9,963,568 $13,673,685 $14,555,676 Program Description and Goals The Portland Housing Bureau's Homeowner Access and Stabilization Programs were established to provide services and assistance that promote homeownership and housing stability for low- to moderate-income Portlanders. Homeowner Stabilization Programs help families retain stable housing and prevent displacement. These programs support long-time community residents by helping current homeowners maintain their homes through home repair services, foreclosure prevention counseling, and housing retention assistance. These services are delivered by the bureau's Neighborhood Housing Preservation (NHP) team of 12 full-time employees, in partnership with nonprofit community service providers. The goals of the Homeowner Access Programs include increasing the number of first-time homebuyers, addressing racial disparities in homeownership, and creating opportunities for generational wealth. These goals are advanced by prioritizing households and families that have been displaced or are at risk of displacement, while also strengthening residents' financial stability. To support low-income, first-time homebuyers, PHB invests in services that expand access to homeownership, including pre-purchase education and counseling, as well as down payment assistance programs. Services Pre-purchase homebuyer education and counseling; Down payment assistance programs; Home repair grants and loans; Estate planning; Foreclosure prevention counseling; Lead-based paint remediation; Healthy homes and environmental health hazard mitigation; Carbon monoxide education and prevention.? Equity Impacts The Housing Bureau's Homeowner Access and Stabilization Programs support the bureau's mission to address Portlanders' unmet housing needs by partnering with local nonprofit organizations. These partnerships provide pre- and post-homeownership counseling and education, foreclosure prevention counseling, retention case management, and down payment assistance for low- income, first-time homebuyers. Home repair initiatives—including home repair grants, home repair loans, and the Lead Hazard Control Program—preserve the quality of existing housing and strengthen long-term housing stability for homeowners. These programs advance equity by serving vulnerable populations, including low-income households, seniors, and communities disproportionately impacted by past and present government actions. The programs are designed to ensure access to the economic opportunities created by housing investments and to provide the resources needed to acquire, retain, and safely age in place in affordable homes. Program success results in improved quality of life for homeowners, increased neighborhood stability, strengthened generational wealth, and better health outcomes for vulnerable populations. ?Neighborhood Housing Preservation (NHP) administers subrecipient contracts with eight service providers to deliver these homeownership access and stabilization services, including four culturally specific organizations.? Changes to Program 347

City of Portland Fiscal Year 2026-27 Proposed Budget HUD awarded the City of Portland Housing Bureau a four-year, $7,750,000 Lead Hazard Reduction Grant beginning in 2025. In addition, the Oregon Health Authority awarded PHB a $750,000 Healthy Homes grant to support home stabilization programs. In 2026, Oregon Housing and Community Services awarded PHB $540,000 in Veterans Restore funding to support health and safety repairs and provide down payment assistance for eligible veterans.? 348

Parent: Portland Housing Bureau · PDF: pp. 346-348 ↗